E-PAYMENT OF DIRECT TAXES


Direct Taxes Payment








Payment of direct taxes can be following two modes:

  1. Physical mode i.e. payment by furnishing the hard copy of the challan at the designated bank;
  2. E-Payment mode i.e. making payment by using the electronic mode

E-payment mode is compulsory for following taxpayers

  1. All companies 
  2. All taxpayers other than a company who are liable to get their accounts audited as per section 44AB. 
 A person not covered in the mandatory category can voluntarily pay his tax by using the e-payment mode.

Taxes that can be paid electronically 


Following direct taxes can be paid using the e-payment mode : 

(1) Income-tax 
(2) Equalization Levy 
(3) Corporate tax (i.e., income-tax paid by a company) 
(4) Tax deducted at source (TDS) 
(5) Tax collected at source (TCS) 
(6) Securities Transaction Tax (STT) 
(7) Wealth-tax and other direct taxes like gift tax, expenditure tax, etc  

Nature of challan to be used


Following are the Challans to be used for making payment of different direct taxes:


General details to be provided in the Challans to be used for making payment of tax. 


Following are few significant details that are common to all the above discussed challans:

  • Correct Permanent Account Number of the taxpayer should be entered in case of payment of income-tax and correct Tax Deduction Account Number of the deductor should be entered in case of payment of TDS/TCS. 
  • Correct financial year/assessment year should be selected. The correct address of the taxpayer is to be provided along with the correct Pin Code.
  •  Correct e-mail ID and correct phone number of the taxpayer should be provided.

Challan 280 specific details


Challan 280 is to be used for making payments of Income-tax and Corporate tax. Following are few important points to be kept in mind while providing details in Challan 280: The taxpayer should make the correct selection of applicable tax along with correct Code of respective tax. 
The Codes provided in the Challan 280 are :
       
                      0020       is for income-tax paid by companies
                      0021       is for incometax paid by non-corporate taxpayers.

Taxpayer should make correct selection of applicable type of payment along with correct Code of respective type of payment. The Codes for different type of payment provided in Challan 280 are :

                          100         is for payment of advance tax
                         300         is for payment of self-assessment tax
                         400         is for tax on regular assessment
                         106          is for dividend distribution tax
                         107          is for tax on distributed income to unit holders
                         102          is for surtax

Challan 281 specific details Challan

Challan  281 is to be used for making payment of TDS/TCS by corporate and non-corporate deductors/collectors. Following are few important points to be kept in mind while providing details in Challan 281:
  • Correct selection of nature of deductee is to be made along with correct Code. The Codes provided in the Challan 281 are : 
                          0020       is for company deductees
                          0021       is for non-company deductees

  • Correct selection of type of payment is to be made along with correct Code. The Codes provided in the Challan 281 are :
                           200      is for TDS/TCS payable by taxpayer
                          400      is for TDS/TCS to be paid on regular assessment.

  • Correct selection of nature of payment should be made (i.e., TDS on salary, interest, commission, etc.) along with correct section. 

Form 26QB specific details


Form 26QB is to be used for making payment of tax deducted at source from consideration paid for purchase of immovable property. It can be used by a corporate as well as non-corporate deductor.

Date of agreement/booking, sale consideration and type of payment (i.e., lump sum or on installment).

Following are few important points to be kept in mind while providing details in Form 26QB: 

  • Correct selection of nature of deductee is to be made along with correct Code. The Codes provided in Form 26QB are :
                            0020        is for company deductees
                           0021        is for non-company deductees.
 
  • Selection of type of payment. In case of Form 26QB, by default there will be only one Code for type of payment, i.e., 800 (i.e. TDS on sale of property) and will be automatically selected.
  •  Permanent Account Number (PAN) of the transferee and transferor (to be provided in block letter). 
  • Category of the PAN of the transferee and transferor (will be automatically selected). 
  • Full name of the transferee and transferor. 
  • Address of the transferee and transferor.
  • Selection for more than one transferee/buyer.
  • Selection for more than one transferor/seller.
  • Details of the property transferred along with complete address.
  • Amount paid/credited (to be selected from the drop down provided).
  • Amount of TDS and other details like rate of TDS, interest, fees, etc
  • Selection of mode of payment (i.e., payment through net banking or e-payment by visiting any of the bank branches). 
  • Date of payment/credit and date of deduction of tax at source



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